24%
Outstanding finance
Around 24% of vehicles checked by RAC carry outstanding finance.
Source: RAC
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Finance, accident history, theft records and mileage issues aren't always visible from a test drive.
Around 24% of vehicles checked by RAC carry outstanding finance.
An RAC study of 32,000+ used-car sales found 14.2% were write-offs.
More than 260 vehicles are stolen each day across England and Wales.
HPI reports roughly one in eleven checked vehicles has a mileage discrepancy.
A vehicle history check can reveal risks that photos, paperwork and a test drive may not.
Check before you pay, not after you discover the problem.
Industry and national statistics shown for buyer awareness. Figures are not CarCheck360 customer statistics. Sources include RAC, HPI and the Office for National Statistics. Figures last reviewed September 2026.
Start with the essential vehicle details for free. If the car becomes a serious option, check the deeper history that could affect its value, ownership or safety.
Key risks worth checking before you pay
Outstanding finance markers
Recorded insurance categories
Theft status indicators
Mileage anomaly indicators
The full report combines these indicators with the vehicle details already shown in your free check.
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CarCheck360 turns key vehicle signals into a simple score out of 100 so you can compare cars faster and understand what needs attention.
The score uses signals such as MOT history, vehicle age, mileage and other available data, with a clear breakdown of what influenced it.
3 fails in history
Average pass rate
High age
Higher mileage
Feedback from people using CarCheck360 to understand a vehicle before committing to the purchase.
“The full report helped me spot outstanding finance before I paid anything.”
“I’m glad I checked — it highlighted a write-off category I needed to ask about.”
“The MOT history and mileage hints helped me ask better questions and negotiate.”
“Straightforward layout, quick results — ideal when you’re comparing cars.”
“I ran the car check while viewing the vehicle — quick and smooth.”
“The report gave me confidence before paying a deposit — really useful.”
Check the vehicle history before paying a deposit so you can ask better questions and make a more informed decision.
Quick answers about free vehicle checks, MOT history and when it makes sense to unlock the full vehicle history report.
Need something specific?
A car check helps you review important information about a vehicle before you buy. The free check can show details such as MOT history, tax status and key vehicle information, while the full report adds deeper history and risk checks.
You only need the UK registration number to get started. Enter the registration to view the available vehicle details and free history information.
No. An MOT check focuses on recorded tests, failures and advisories. A broader vehicle history check can include additional information such as finance markers, insurance write-offs, theft indicators and mileage history.
The free check is designed for the essential vehicle information. Finance markers, write-off history, theft indicators and other deeper risk checks are included in the full vehicle history report.
The best time is when you are seriously considering a vehicle and before you pay a deposit or complete the purchase. It gives you more information to review and discuss with the seller before money changes hands.
Yes. An MOT records whether the vehicle met the required test standards at the time of the test. It does not confirm that the vehicle has no outstanding finance, write-off history, theft indicators or other historical risks.
Yes. You can start with the free vehicle results without paying. If you want the deeper history checks, you can upgrade to the full report with a one-time payment and no subscription.
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Important vehicle history checks to review before you pay a deposit or complete the purchase.
When buying a used car, the condition you see on the day is only part of the picture. A car history check can help you review information that may not be obvious during a viewing or short test drive.
Some of the most important checks concern the vehicle's previous history. Outstanding finance could affect whether the seller has the right to sell the vehicle, while stolen vehicle indicators deserve immediate attention. It is also useful to know whether the car has previously been recorded as an insurance write-off and, if so, which category was recorded.
The vehicle's test history can provide useful context too. An MOT history check lets you review previous tests, failures and advisories. Looking at MOT records alongside mileage history can help reveal unusual changes or recurring issues that are worth discussing with the seller.
You should also compare the vehicle details with the advert and the car in front of you. Check that information such as the make, model, fuel type, engine details and other available records are consistent with what has been advertised. If something does not match, ask the seller to explain it before you commit.
No vehicle history report replaces a physical inspection or mechanical assessment, but it can give you more information before making a decision. The aim is to identify anything that needs further investigation while you still have the option to ask questions, negotiate or walk away.
CarCheck360 brings key vehicle information and history checks together in one report so you can review the car more clearly before money changes hands. You can also use the Vehicle Score as a quick overview before looking through the individual results.